How to save up for a home without giving up your daily latte (I promise!) 🧋
🌮 Eat at home - As much as possible, eat at home. If cooking isn't your thing, keep your meals simple and easy to throw together. They don't need to be fancy and who knows? Maybe you'll grow to love cooking after all!
❌ Do a "no spend" challenge - this can be for a short period of time and it can be flexible! You can choose to not purchase anything from your phone for a week or only purchase things on Sundays (put them in your cart then wait to purchase...you may change your mind!) You could choose to spend one weekend a month at home or challenge yourself to two weeks not spending money on anything extra! Get creative and mix it up...you'll be shocked how quickly your savings can grow when you eliminate even one purchase habit!
📓 Keep track of your expenses - this is where flexibility comes in! Don't want to give up your daily latte? No problem! Just budget it in. You *may* have to give up something else temporarily so that you don't go over budget, but you don't have to give up everything! When you track your expenses, you gain freedom and flexibility with your savings AND spending!
🎨 Monetize a skill on the side - do you love painting portraits or organizing closets? Consider telling your friends and beginning a side hustle! It doesn't have to be a long term commitment and no branding is required...just bless people with your skill set and save the money you earn for your home!
💰 Prioritize your savings account - above all else, give your savings account your undivided attention. Check in on it weekly and be intentional about putting money in it consistently. Set incremental goals and reward yourself (with something fun and within your budget, of course!) when you hit each milestone.
Your dream of homeownership is within reach...keep your eyes on the prize and don't give up! Happy saving!
If you're thinking of buying a home, but are further than 12 months away, reply back to this email and I will send you my Future Homeowner Guide! It tells you all the steps you need to take between now and when you start looking for your new home!
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